• Complementary private medical assurance to supplement the governmental medical assurance

  Filed under General
  Feb 6

  Germany has a statutory health assurance system (GKV). A full private medical assurance (PKV) is only available for persons who are not obliged to be members of the governmental sickness assurance. But everybody has the opportunity to get a complementary private medical insurance besides the statutory health assurance. On the market there are a lot of insurance providers offering these complementary private health assurances. On this web page the client can order a free comparison of insurers and get their personal complementary private medical assurance offer: http://www.pkv-zusatz.com/billige_Zusatzkrankenversicherung.html

  A supplementary private medical assurance has several advantages:

  Patients with a complementary private medical insurance can be treated like private patients. This means that the assurance companies pay items like glasses and contact lenses. In addition, a patient with a complementary private medical insurance might get a single room in hospital as well as daily compensation payments for the phase of sickness. The supplementary private health insurance offers additional advantages to members of the statutory medical assurance in Germany. Private medical assurance companies pay items, which are not paid by the national health assurance. The details are dependent on your individual agreement. You should always ask for some offers before choosing your supplementary private health assurance offerer. That can be accomplished on the Internet.

  Many companies offer the option of making modulation to the tariff of the active agreement. That is very useful when your personal standards change over time. Every German, who is obliged to be a member of the national sickness insurance (GKV), can contract supplementary private sickness insurance. This applies especially to workers and employees whose earnings are below the GKV assurance limit. The assurance limit is a salary of 48,600 Euros per year in 2009.

  Private patients see the physicians invoices and know how much is billed. So you can see how expensive the different items are. As a private insured, you can control the medical bills. The monthly expenses of the private sickness assurance are only dependent on the individual contract and are not calculated in accordance to your earnings. Everybody, who is not happy with the inferior performance of the governmental health insurance, should think about effecting additional private health assurance. So they can obtain the comfortable feeling to be provided with better treatment and performance in case of an illness.

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